Advertising Disclosure Requirements – IMPORTANT!

The following verbiage must be included in your advertising, and marketing promotional materials whether online or offline. For more details from CA DRE Please Click Here

Please present your MLO & our Company Licensing Disclosure as follows:

[Your] First Name Last Name – Licensed Mortgage Loan Originator (NMLS #XXXXXX | Note: Please also add CA DRE #ZZZZZZ if licensed in CA]
Patriot Pacific Financial Corp (NMLS #1921615 | CA DRE #02103516) – Real Estate Broker – California Department of Real Estate. NMLS ID 1921615 is licensed in: Arizona: Mortgage Broker License 1041323. Arizona Branch Address: 7137 E Rancho Vista Dr Ste B05, Scottsdale, AZ 85251; California: Real Estate Corporation License 02103516; Florida: Mortgage Broker License MBR5669; Tennessee: Mortgage License 1921615; Texas: Mortgage Company License under the Texas Department of Savings and Mortgage Lending; Virginia: Mortgage Broker License MC-7668

Disclosures & Legal NMLS Consumer Access Site | Privacy Policy

General Disclaimer for all States:

Patriot Pacific Financial Corp is an Equal Housing Mortgage Broker. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Equal Credit Opportunity Act: in accordance with the Equal Credit Opportunity Act, Patriot Pacific Financial Corp does not discriminate against any applicant on the basis of race, color, religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program or any other basis prohibited by law. All applications are subject to underwriting guidelines and approval. Not all programs are available in all areas. Rates and terms are subject to change without notice. Prior to making any decision or taking any action we kindly request you contact your tax or legal advisors

Additional Disclosure for Texas:

Consumers wishing to file a complaint against a mortgage broker or a licensed mortgage broker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of a certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage brokers and residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund. Please consult the department’s website at www.sml.texas.gov.

When promoting a particular Loan Product please include:

Restrictions Apply. FICO Score requirement accurate as of 00/00/00 [Date]. Guidelines may change. [Your Brand, Website, etc.] are not affiliated with or representing FHA, FANNIE MAE, FREDDIE MAC, USDA, VA, Ginnie Mae, or any other government agency.